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5 kisses every woman should experience
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Theres more than a first kiss to look forward to when you start dating someone new. - photo by Emily Cummings
A first kiss with anyone new is something to remember. Theres the anticipation, the touch of nerves and hopefully some serious chemistry. But dont think thats the only type of kiss worth waiting for. As you and Mr. Right play the dating game, keep in mind these 5 other kisses You might be surprised to realize how sweet and endearing these different kinds can really be.

"The Mid-Talker

This kiss catches you completely off guard; its a carefully planned smooch on his end, but its sneaked in between words of your passionate rant about the yogurt at the grocery store that day. Hes paying close attention to your words but happens to rebut your argument with a little lip-locking instead of an argument. This kiss is romantic purely because of the fact that you just cant see it coming. Its a darling little surprise that reminds you hes thinking of kissing you, even when you're talking about something completely off topic.

"The Forehead" It shouldnt come as a surprise when this kiss pops up on a top-kisses list. Its desperately romantic, and Im pretty sure every girl has wanted to lock eyes and be kissed above her brows at least one in her life. This kiss isnt just given to anyone; this kind of kiss is adorable and endearing and says more about how much he cares about you than many words can.

The Notebook Not that every love story needs to match up to this romantic films, but every woman should experience a kiss so incredibly romantic, it belongs in a movie. There doesnt need to be dramatic music playing or be some sort of reason to start a big fight just to break out into a passionate kiss, but it should happen at least once in your life. Whether its in the rain or in the sun, this kiss is one you shouldnt forget. While kisses can also be sweet, slow and tender, every woman should experience a Hollywood-worthy smooch at least once.

"The Sneak-a-Peck" Along the same lines as the The Mid-Talker, this kiss comes as a cute little surprise. Its a sweet peck on the check that happens so quick you arent quite sure it was even there in the first place. It could be done out of nerves or due to running a tad late, but "The Sneak-a-Peck" is the quickest and tiniest kiss to keep track of. This little act says he wants to steal a quick little kiss from you no matter the situation (and that he doesnt want to smear your lipstick).

The Sleeper" Technically, you wont realize this kiss ever occurred because youll be playing the part of Sleeping Beauty for your own Prince Charming. As you snore or slumber on, your beau steals a soft little kiss while you sleep. You could try to catch him in the act, but the fact that he wants to give you a kiss without getting a kiss back says something really special. Plus, any man who lets you sleep in while he gets up is a definite keeper.

Of course your first kiss is one to anticipate, but dont think that the kissing excitement stops there. As things continue in your relationship, there will be some other landmark kisses to let you know how hes feeling about things. If youve got a man who has kissed you these 5 ways, hes someone you should keep around.
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New Medicare cards are in the mail and scammers are on the prowl
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The Centers for Medicare and Medicaid Services has begun mailing new Medicare Health Insurance ID cards. The program no longer uses Social Security numbers to identify people. - photo by Lois M Collins
The federal government is beginning to send out new ID cards to the 58 million Americans who benefit from Medicare. But since many of the people who will receive them don't know they're coming or why, scammers are already gearing up to take advantage.

An AARP survey shows as many as three-fourths of Americans 65 and older have no idea the cards are coming, so some individuals may be duped with claims that they're supposed to pay a fee or provide personal information that will be used, instead, to defraud them.

The new cards are the first reissue in years, and the most striking part of the redesign is that the cards no longer carry the beneficiary's Social Security number. Congress mandated the removal of that number as an identifier for Medicare beneficiaries by next April. Instead, the card has a Medicare Beneficiary Identifier number, an 11-digit combination of numbers and letters.

The new Medicare cards are now being mailed out in batches, starting with the Eastern seaboard and moving west. Most Medicare beneficiaries will receive their cards over the next six months, as long as the Centers for Medicare and Medicaid Services (CMS) has their correct mailing address. Once the cards are in hand, people can share the new identification number with their health care providers. During a transition period, either card is valid.

The old cards, which used Social Security numbers as the personal identification number, should be destroyed.

AARP recently launched an education campaign to warn consumers about scams related to the new Medicare cards.

The membership organization's "Fraud Watch" consultant, Frank Abagnale reformed con man, scammer and the subject of the movie and book "Catch Me If You Can" tells senior citizens the only time they need to carry the actual Medicare card is to health care appointments. Otherwise, it should be left in a safe place. If they want to carry one in their wallet or purse, he says, make a copy and black out the first seven numbers.

Since the cards were announced, scammers have already:

  • Called seniors and asked for their bank account information so that money on their old card could be returned. There is no money on the old card and CMS never asks for personal information over the phone.
  • Offered to send the new card after Medicare beneficiaries pay a $25 fee to cover expenses related to the card. The card is free.
  • Said the card will be mailed out as soon as the older person verifies his or her Social Security number, mailing address and other personal information. CMS already knows the beneficiary's Social Security number and it's no longer being used in conjunction with health care.
AARP and the Federal Trade Commission will hold a free online seminar about the cards and the fraud attempts they have spawned on Thursday, April 19, at 7 p.m. EDT. Register at: www.aarp.org/FraudWebinar. CMS also offers a "frequently asked questions" guide to the new cards.

The AARP Fraud Watch Network says consumers can sign up for its Watchdog Alert emails that deliver breaking scam information, or call a free helpline at 877-908-3360 to speak with volunteers trained in fraud counseling. Abagnale also hosts a weekly podcast for AARP, called The Perfect Scam.
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