Premium increases for Georgia’s insurance-exchange health plans beat regional and national rates, according to a recent study by the Urban Institute, cited by Georgia Health News. This is good news, as many Georgians shopping on the exchange will see only a modest increase from 2014 options, and some rural parts of our state will experience a significant decrease.What is driving this good news?The study’s conclusion cites increased plan competition and “high-value” medical-provider networks — used by health plans to reduce costs and provide incentives for high-quality and cost-effective care — as holding down premiums.It should be noted that all Georgia Association of Health Plans (GAHP) members offer plans on the exchange, with three member plans offering options statewide, continuing our commitment to serve all Georgians. It also should be noted that high-value networks are working as an option for cost-conscious consumers.Detractors often label high-value provider networks as “narrow networks.”