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Agency drops Riceboro insurance rating
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Riceboro officials recently received notification from the Insurance Service Office that the city’s public fire protection classification grade has been lowered from nine to six.
The new lower rating, which came after a survey conducted May 20 by ISO, applies to all properties within five miles of the city’s fire station and within 1,000 feet of a fire hydrant or alternate water supply. The class rating goes into effect Nov. 1.      
“The announcement of our improved ISO rating represents a significant return on recent financial investments made by the city of Riceboro  to upgrade  fire hydrants,  provide improved training tools and equipment upgrade  the stations’ communications equipment, and increased support for our  voluntary force,”  Mayor William Austin said.  “It is also a direct result of the exemplary work and dedication of the Riceboro Fire Department.  Fire Chief Earl McGinley and his entire staff of volunteer firefighters are to be commended. I am also proud of the teamwork between the city of Riceboro, the Liberty County Emergency Communications, Liberty County Fire and Rescue Services and the Liberty County Board  of Commissioners for their help.”
ISO is the leading supplier of statistical, underwriting and actuarial information to the property/casualty insurance industry and is used by most insurers to calculate the premiums for residential, commercial and industrial subscribers.  ISO evaluates each community according to a uniform set of standards developed by the National Fire Protection Association and the American Water Works Association.  
Using this system, ISO reviews the fire-suppression capabilities of a community and assigns a public protection classification number. Many fire insurance underwriters voluntarily employ this 10- point scale when determining the premium paid by policy holders.
Savings on insurance premiums is dependent
on the type of insurance, type of construction, mortgage and other factors.
Individuals should consult their insurance companies for specific information and report Riceboro’s upgraded ISO rating to their agents.
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