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Set to purchase an iPhone 6s? Here's what you should know
Some carriers have intricate options in regards to purchasing the iPhone 6s, so tech experts are breaking down how consumers can get what they want from the product. - photo by Payton Davis
Consumers purchased 13 million of Apple's iPhone 6s and 6s Pluses since Friday, setting a record, according to Reuters.

With so many options in regards to paying for the item long-term, though, are those 13 million getting the most out of their new gadgets?

A CNN Money report indicated prioritizing and answering common questions about the new iPhones guides buyers in the right direction.

"Do you buy or lease? Do you care about network quality or price? Do you want a contract, or would you prefer to pay in installments?," CNN Money listed in its article. "To sign up for the right plan for the iPhone 6s or 6s Plus ... you have to understand your own cell phone habits, and figure out what's most important to you first."

Above all, people's preferences in regards to when they get the phone, how long they want to pay for the 6s offerings and whether or not they're thrilled with their current carrier also narrows down options, according to CNN Money.

Attention, those seeking Apple's new installment immediately: Leasing from T-Mobile, Sprint or Apple is probably for you.

And leasing is just one of many choices, according to The Verge. With changes in contracts, consumers can also buy up front, pay in installments, upgrade plans, and do a mixture of all of them.

Does this sound stressful? It shouldn't because new methods of purchasing the phone help consumers, The Verge's piece indicated.

"The bright side of all of this is that you actually get some interesting new options for how to buy a phone," the report read. "These aren't just new ways for cell companies to take more of your money (for the most part). You now have easy ways to break up the cost of a phone or to switch to a new phone every year sometimes even more often."

According to CNN Money, Verizon and T-Mobile no longer give customers contract plans; Sprint and AT&T feature two-year contracts but charge users monthly when they sign up.

A Boy Genius Report piece stated geography matters too.

BGR, a technology news organization, broke down iPhone 6s plan options offered by Verizon, AT&T, Sprint and T-Mobile, calling choices by Spring and T-Mobile the "most aggressive." The article also stated that people in rural markets might need to pick Verizon or AT&T because of coverage.

But simply going over plans and contracts might not be the best first step to upgrading to the 6s, Jay McGregor of Forbes wrote: People need to decide whether to pick the 6s or 6s Plus.

The 6s Plus outdoes its contemporary as far as the camera and display go, McGregor reported.

"Where the iPhone 6S Plus camera beats the iPhone 6S is with the addition of optical image stablization," according to Forbes. "That means 4K footage you shoot with the larger model wont be a wobbly if high-quality mess. Optical image stabilization also makes still images blur free in lower-light conditions, which additionally means slightly brighter images."

Thinking even more basically, consumers should determine if upgrading from last year's iPhone 6 makes sense at all, a PC magazine piece read; both selections feature similar design, dimensions and display.

In the end, buyers who value better camera functions and 3D Touch options should make the change, but PC magainze reported most people "will probably be just fine until the iPhone 7."
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